Credit control services cover control on credit risks from the point of accepting the customer till the point of closure of service. These services cover credit cards, retail & corporate loans and include the following:

Credit Assessment and Evaluation

• Defining parameters for providing services or products
• Profiling credit risk for customers
• Review financials of the applicant
• Review collateral security wherever applicable
• Ascertaining applicant’s capacity to pay for services or products
• Determining the eligibility of applicant for the product or service as per the product program

Credit Monitoring

• Receivables monitoring
• Monitoring working capital limits
• Monitoring collateral values
• Reviewing credit risk for customers
• Demographic profiling of credit risk areas
• Periodic documentation review
• Periodic review of collateral / securities