In the face of shifting markets and economic changes, players in the mortgage industry, now more than ever, are seeking innovative ways to improve margins by leveraging technology, reducing costs and cutting cycle times. Recent surveys have shown that top mortgage players who have chosen the outsourcing path, have benefited from the providers’ focus and expertise, seen quality enhancements, reduction in cycle times, besides the bottom-line impact in their company statements.

EMR specializes in the mortgage banking “ecosystem”, offering end-to-end solutions using our in-house domain knowledge and expertise in mortgage processes.

Origination	Underwriting	Closing	Securitization	Servicing	Asset Mgmt.
Offering Memorandum Preliminary Loan Sizing	Origination Underwriting Valuation (Argus/ Dyna) Lease Abstract Other Due Diligence	Loan Closing Audits Tax, Insurance & Reserve Audits Preparation of Statutory Statements	Asset Summaries Rent Roll Analysis CMBS Re-Underwriting	OSAR Loan servicing, Tax, Insurance & Reserve Audits Billing & Payment Processing Bank Reconciliations Quality Re-Rating Assumption Underwriting Asset Business Plan	Portfolio Due Diligence Lease Review & Abstract Lease Analysis Argus / Dyna Modeling & Conversion Rent Roll Updates Hold - Sell Analysis Reporting & Accounting
Market Research & Due Diligence